The GNI@ DATA EXCHANGE OPEN API service bus (BaaS) allows to integrate all systems and modules of GNI software package with any external systems. It enables banks to fully implement the Banking as a Service (BaaS) concept.
The solution makes it easy to integrate with external ERP systems and other systems of the bank's clients and partners.
The bank's clients and partners will be able to perform all transactions directly in their own systems with automatic secure data transfer to the bank's systems through this solution. Modern solutions are used to identify clients/partners and verify their transactions:
dynamic SMS tokens;
- electronic certificates agreed by the parties;
- electronic signatures agreed by the parties, etc.
With the GNI@ DATA EXCHANGE OPEN API" (BaaS) solution, the Bank is actually turning into an online financial service, which significantly increases its value among corporate clients and partners.
The module includes such basic online transactions that are performed by clients/partners in the bank's automated systems through their ERP systems through our solution:
- payment transactions (payment for various public services, rent, utility and communication payments);
- registration of contractors and settlements with them (outgoing money transfers, processing and accepting incoming payments);
- transactions with employees - running payrolls (including advance payments, basic salary, business trips allowances, leave allowances, etc.);
- agency transactions for insurance company partners (sales of insurance services as an agent of insurance companies);
- agency operations for partners — credit institutions;
- agency operations for partners —banks/financial companies;
- agency operations for partners—exchanges (currency exchange transactions — Forex and other platforms);
- other transactions.
The entire accounting model under this solution is configured via a specific built-in constructor. Hence, all accounting transactions are displayed automatically through the transactional accounting of the system.
In addition to the above, this subsystem enables bank employees (technical staff) to create various forms and screens in any systems on any technologies and integrate these solutions into the GNI automated banking system. In this way, banks significantly reduce their costs (no need to buy an open source GNI solution) yet get the necessary additional flexibility in developing their in-house solutions.