Payment systems - |

The GNI@ PAYMENT HUB solution is an automated multi-module system with a specialized service bus for online and/or offline integration with necessary external systems:

  • local domestic payment systems;
  • international SWIFT system;
  • local payment aggregators;
  • instant money transfer systems.

Our solution provides unprecedented flexibility and broad options to maximize the use of functionality of all known money transfer and payment systems, as well as provides the required functionality to configure own money transfer and payment systems.

Technologically, the solution was designed on the basis of constructors and setup forms that helps the Bank easily and without technical staff assistance to configure and integrate its workflows within the system.

Main advantages of our solution
  • Complex approach
    We provide an entire software product line based on а single IT platform to meet the needs of any financial organization, both for individuals and legal entities.
  • Integration
    All products work on a single platform but a license configurator is available depending on bank requirements.
  • Customizability
    The solution is based on built-in constructors, allowing clients to manage their workflows independently without programmers involvement.
  • Multilanguage capability
    The system supports an unlimited number of languages certainly resulting in a positive effect on the product overall perception by the end user.
  • User-friendly interface
    The system works through a web-based user interface and does not require installation of any desktop software. In addition, the system allows to configure an individual workplace for each individual user, including featured interfaces and a search system.
  • Data integrity
    Any possibility to violate the data integrity is technologically excluded. A transaction is conducted completely or not conducted at all — "rollback mechanisms". The system excludes any backdate transactions and/or transactions prohibited within the general business chain of an organization. Data integrity is ensured by using a redo log engine that permeates the system and its tables.
  • Transparency
    The solution provides transparency as all system modules run in real time and in real mode, and all transaction and accounting operations are logged.
  • Continuity
    To ensure continuity, stress test and control procedures were embedded in the system for load check by the number of transactions conducted per minute, per hour, per day.

Applied technologies
The front-end client side is based on Oracle Apex technology.
The platform supports two integration technologies with external systems and subsystems: SOAP and REST (basic and recommended technology).

All printing forms are created on the basis of Jasper Reports (iReport).

Oracle Weblogic or Apache Tomcat application server and Oracle 18 database server are also applied.
To increase the system security, the following was created: a user password managment mechanism, a mechanism of integration and synchronization of system users with LDAP, a data warehouse mechanism, a data integrity mechanism, logs and audit mechanisms.

GNI@ TREASURY MANAGEMENT Modules and Subsystems

Implementation and customization of our GNI@ PAYMENT HUB solution with all integrations with external services take on average three to six months, provided that the bank shares all the necessary data within a specified timeframe.